Does Insurance Cover Staff-Assisted Home Hemodialysis?
Original Medicare does not pay for staff-assisted home hemodialysis, by law. Medicare Advantage plans follow Medicare's reimbursement rules, so they do not pay for it either. If you have Blue Cross Blue Shield, Cigna, or UnitedHealthcare commercial insurance, on its own or as a secondary plan alongside Medicare, you qualify with Elik Home Dialysis. Elik provides staff-assisted home hemodialysis for eligible patients with BCBS, Cigna, or UnitedHealthcare/UHC commercial coverage, including when Medicare is the primary insurance. Medicare-only, Medicare Advantage (including BCBS, Cigna, or UHC Medicare Advantage plans), Medicare supplement (Medigap) plans, and Medicaid do not pay for this service through Elik. Elik confirms your exact plan in one free, no-obligation phone call.
Medicare and Medicare Advantage: the straight answer
Original Medicare does not pay for staff-assisted home hemodialysis, by law. Medicare Advantage plans follow Medicare's reimbursement rules, so they do not pay for it either. Elik provides staff-assisted home hemodialysis for eligible patients with BCBS, Cigna, or UnitedHealthcare/UHC commercial coverage, including when Medicare is the primary insurance. Medicare-only, Medicare Advantage (including BCBS, Cigna, or UHC Medicare Advantage plans), Medicare supplement (Medigap) plans, and Medicaid do not pay for this service through Elik. Elik confirms your exact plan in one free, no-obligation phone call: Houston (713) 861-7500, Dallas (972) 238-7788.
The one rule that decides everything
Commercial coverage from an in-network carrier, in any position, qualifies. A plan through your job, a plan you bought yourself, a retiree group plan, or a spouse's employer plan all count, whether the plan is your only coverage or a secondary plan alongside Medicare. Elik provides staff-assisted home hemodialysis for eligible patients with BCBS, Cigna, or UnitedHealthcare/UHC commercial coverage, including when Medicare is the primary insurance. Medicare-only, Medicare Advantage (including BCBS, Cigna, or UHC Medicare Advantage plans), Medicare supplement (Medigap) plans, and Medicaid do not pay for this service through Elik. Elik applies this to your exact plan in one phone call.
Elik is in-network with all three.
Blue Cross Blue Shield
Elik is in-network with Blue Cross Blue Shield for staff-assisted home hemodialysis. Elik confirms your exact BCBS plan in one free phone call and handles every claim.
BCBS coverage details →Cigna
Elik is in-network with Cigna for staff-assisted home hemodialysis. Elik confirms your exact Cigna plan in one free phone call and coordinates every step of authorization.
Cigna coverage details →UnitedHealthcare
Elik is in-network with UnitedHealthcare for staff-assisted home hemodialysis. Elik confirms your exact UnitedHealthcare plan in one free phone call and works directly with the plan on your behalf.
UnitedHealthcare coverage details →What the free verification looks like
You call. You read the numbers off your insurance card. Elik confirms the exact plan, the network status, and the benefit, and calls you back with a plain answer: you qualify, or you do not. No forms, no portal, no waiting on hold with your insurer. If you qualify, the same call can start scheduling: Elik coordinates orders directly with your kidney doctor's office and sets your first home treatment. Who qualifies beyond insurance
Your nephrologist stays in charge
Every Elik treatment runs under your own nephrologist's orders and is performed by a licensed, certified dialysis nurse: one nurse, one patient, the entire treatment. Your doctor receives documentation after every visit and directs your care exactly as before. Behind every treatment is a team with more than 80 years of combined experience in dialysis, 45 of them in staff-assisted home hemodialysis. Elik changes where your treatment happens and whose hands perform it, never who your doctor is.
Frequently asked questions
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No. Call Elik and we do the verification. You read the numbers off your insurance card; Elik confirms the exact plan, the network status, and the benefit, and calls you back with a plain answer.
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Nothing. The verification call is free and carries no obligation. Houston (713) 861-7500, Dallas (972) 238-7788.
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Yes, when that plan is a Blue Cross Blue Shield, Cigna, or UnitedHealthcare commercial plan. A commercial plan held as a secondary plan alongside Medicare is qualifying coverage, and retiree group plans and employer plans count. Elik confirms the exact plan in one phone call.
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No. Original Medicare does not pay for staff-assisted home hemodialysis, by law. Medicare Advantage plans follow Medicare's reimbursement rules, so they do not pay for it either. Elik provides staff-assisted home hemodialysis for eligible patients with BCBS, Cigna, or UnitedHealthcare/UHC commercial coverage, including when Medicare is the primary insurance. Medicare-only, Medicare Advantage (including BCBS, Cigna, or UHC Medicare Advantage plans), Medicare supplement (Medigap) plans, and Medicaid do not pay for this service through Elik. If you have Blue Cross Blue Shield, Cigna, or UnitedHealthcare commercial insurance, on its own or as a secondary plan alongside Medicare, you qualify. Elik confirms your exact plan in one phone call: Houston (713) 861-7500, Dallas (972) 238-7788.
One free call. A plain answer.
Have your insurance card in hand. Elik does the rest.
Last reviewed: September 2026